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When you shop online, look for the little padlock icon and 'https' in the address bar, which means your payment info gets scrambled so thieves can't read it. Secure e-commerce websites use encryption to protect your credit card numbers and personal details from the moment you hit 'buy' until it reaches the bank. They also have privacy policies explaining how they handle your data, and they don't store your card info longer than needed. It's that safety net letting you snag great deals without w…