Iowa Warning: You are not logged in. Your IP address will be publicly visible if you make any edits. If you log in or create an account, your edits will be attributed to your username, along with other benefits.Anti-spam check. Do not fill this in! ===Health insurance=== As of 2014, there were 16 organizations offering [[health insurance]] products in Iowa, per the State of Iowa Insurance Division.<ref name=iid>{{cite web|author1=Iowa Insurance Division|title=Find an Insurance Company|url=http://www.iid.state.ia.us/company/search/form|publisher=State of Iowa|access-date=December 21, 2014|date=n.d.|url-status=dead|archive-url=https://web.archive.org/web/20141221114644/http://www.iid.state.ia.us/company/search/form|archive-date=December 21, 2014}}</ref> Iowa was fourth out of ten states with the biggest drop in competition levels of health insurance between 2010 and 2011, per the 2013 annual report on the level of competition in the health insurance industry by the [[American Medical Association]]<ref name=comp2013>{{cite book|author1=AMA|title=Competition in Health Insurance: A Comprehensive Study of U.S. Markets, 2013 update|date=2013|publisher=AMA|isbn=978-1-60359-944-3}}</ref> using 2011 data from HealthLeaders-Interstudy, the most comprehensive source of data on enrollment in [[health maintenance organization]] (HMO), [[preferred provider organization]] (PPO), [[point-of-service]] (POS) and [[consumer-driven health care]] plans.<ref>{{cite web|title=AMA Analysis Lists States Where One Private Health Insurer Rules|url=http://www.ama-assn.org/ama/pub/news/news/2013/2013-11-07-study-anticompetitive-market-conditions.page|publisher=AMA.org|access-date=June 24, 2014|format=press release|date=November 7, 2013|archive-date=June 28, 2014|archive-url=https://web.archive.org/web/20140628102727/http://www.ama-assn.org/ama/pub/news/news/2013/2013-11-07-study-anticompetitive-market-conditions.page|url-status=live}}</ref> According to the AMA annual report from 2007 [[Wellmark Blue Cross Blue Shield]] had provided 71% of the state's health insurance.<ref>Competition in Health Insurance: 2007 update, [https://catalog.ama-assn.org/Catalog/product/product_detail.jsp?productId=prod1350008 Ama-assn.org] {{webarchive |url=https://web.archive.org/web/20110725140104/https://catalog.ama-assn.org/Catalog/product/product_detail.jsp?productId=prod1350008 |date=July 25, 2011 }}</ref> The Iowa Insurance Division "Annual report to the Iowa Governor and the Iowa Legislature" from November 2014 looked at the 95% of health insurers by premium, which are 10 companies. It found Wellmark Inc. to dominate the three health insurance markets it examined (individual, small group and large group) at 52β67%.<ref name=iidreport>{{cite web|author1=Iowa Insurance Division|url=http://www.iid.state.ia.us|title=Annual report to the Iowa Governor and the Iowa Legislature|publisher=State of Iowa|access-date=December 21, 2014|date=November 2014|archive-date=December 21, 2014|archive-url=https://web.archive.org/web/20141221114656/http://www.iid.state.ia.us/|url-status=live}}</ref>{{rp|2}} Wellmark HealthPlan of Iowa and Wellmark Inc had the highest risk-based capital percentages of all 10 providers at 1158% and 1132%, respectively.<ref name=iidreport/>{{rp|31}} Rising RBC is an indication of profits.<ref name=iidreport/>{{rp|31}} Summary: Please note that all contributions to Christianpedia may be edited, altered, or removed by other contributors. If you do not want your writing to be edited mercilessly, then do not submit it here. You are also promising us that you wrote this yourself, or copied it from a public domain or similar free resource (see Christianpedia:Copyrights for details). Do not submit copyrighted work without permission! Cancel Editing help (opens in new window) Discuss this page